Bankruptcy is also feasible. Some pepole have the misconception that they cannot afford to make payments, you can declare bankruptcy and have their loans discharged. However, except in extreme cases, it is not allowed. For example, in 2008 more than 72,000 student loan borrowers tried to break free on their own ? only 29 of them were able to demonstrate “undue hardship”; Even if the person can be very onerous, it is likely that only a small number ? has not been eliminated.

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